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What happens to eligible expenses if the FSA account holder dies?

If you die while you are a Plan participant, any benefit payable from your Reimbursement Accounts will be paid to your surviving spouse if you are married. Otherwise, the benefit will be paid to your estate. If there is doubt as to the right of the beneficiary to receive any amount, the Plan Administrator may retain the benefit payment until the right to payment is determined, without liability for any interest. Your dependent can file claims on your behalf for expenses that were incurred before your death.

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