How does reimbursement for orthodontia work?
You incur the expense for braces when you pay, so save your receipts. You'll be able to submit a claim for expenses you pay during the current Benefit Period, even if the actual braces were put on before the current Benefit Period. Initial payments for orthodontia expenses can be reimbursed with a paid receipt. However, you cannot be reimbursed for any work completed prior to your effective date in the plan.